Jacket - 2



    NMLS# 286534







Financing a home can seem like a complicated process. Whether you are refinancing your present home or purchasing for the first me, I am here to help you navigate through the loan process.

It is really satisfying working with first me home buyers. These days it is sll easy to get a loan with very little down payment. Premier Lending offers both FHA and Conventional financing with as little as 3-3.5% down payment options. Also we can help people become home owners with a credit score as low as 620.

For the move up buyer as well as first me home owners looking for a higher entry point we can offer other low down options including 10% down to 1.1 million dollar purchase price in the San Jose / SF / Oakland Bay Are Counties, as well as several other jumbo loan options up to 3 million.

I get asked why I work for a smaller mortgage bank . One of the many reasons I chose to work for Premier Lending is the fact that we are a direct lender. Our underwriters work for only our company and is very accessible if we ever need an update or quick queson answered. In addition, we can over see your file going from department to department until we fund your loan request. This means we can save you both me and money with by having every functions right in our office.

Please ask me any finance related questions you may have. I am here to help give advice. I have been working with California home buyers and homeowners since 1991. Let my vast experience go to work for you.

I look forward to working with you for many years to come, and I would be happy to assist your
friends, family and coworkers and pledge the same high level of service to them as well

  In the business since 1991

  Former Underwriter

  2015 Affiliate of the year from Santa Clara County Assoc. of Realtors  

I am impressed! Mariel and her support team worked very hard to get me the best loan possible. Their professionalism showed throughout the entire loan process. They do know their craft! #Leonel H.
Clare and Mariel have been AMAZING to work with -- they've tracked down every detail, so we could be 100% prepared, are so incredibly responsive, and both so positive and always helpful. #Alison K.
Mariel Padilla and her crew were very professional at all the time during our loan process. This was my first time in buying a property and they made it in a real time with very smooth transition.  We really had a very professional approach. #Rafael R.
We would not be homeowners if it were not for Claire. Our realtor referred us to her when the first lender failed us. Ours was complicated since we had 5 employers but Claire was undaunted but the whole process, always positive and took the time to carefully explain everything. Claire got us a great rate and we thanks to her we closed on time and are now living our American Dream. #Nidia & Trevor